Wall Street has bombarded us for decades with marketing propaganda. Glittery ads and seemingly sage advice steer investors toward mediocre investments. Let the Serenity Wealth Academy provide you with the proper financial education not influenced by Wall Street profits.

LEARN HOW YOU ARE TRICKED INTO BUYING INVESTMENTS THAT HELP WALL STREET PROFIT AT YOUR EXPENSE

LEARN HOW YOU ARE TRICKED TO BUYING INVESTMENTS THAT HELP WALL STREET PROFIT AT YOUR EXPENSE

HOW A CONSPIRACY EXISTED FOR GENERATIONS WITHOUT PUBLIC AWARENESS?

Your long-held financial beliefs regarding what is the safe and proper path are likely completely wrong. Wall Street has been repeating and repeating half-truth leading you to false and damaging conclusions. False assumptions and half-truths are used to improperly promote tax-deferred accounts like IRAs. These false conclusions enhance Wall Street profits at your expense. You need to understand Wall Streets motives and how they trick you

TAX-DEFERRED PLANS LIKE IRAs AND 401(K)s ARE A SCAM!

Financial firms constantly advertising about retirement because they can profit more on tax-deferred retirement accounts like IRAs. They get to charge you management fees on the entire balance of these accounts, both the part that belongs to you and the part that belongs to future taxing authorities when withdrawn. They love to boast about the larger balances these accounts produce but brush off the fact that it not all your money

No, but annuities are often sold in misleading ways, and their purpose is almost always misunderstood by the people who buy them. Incredibly, I have found that many annuity salespeople dont understand them either. Annuity buyers misunderstand the deceptive nature of lifetime income feature that often motivates their purchase

WHY A 529 COLLEGE SAVINGS PLAN IS A BAD DECISION

If you do the right thing and plan for your child or grandchilds college education by contributing to a 529 plan, you would expect that to be a good thing, right? However, a 529 is frequently what you shouldnt do. Savings in a 529 plan can actually increase the cost of college. There are better options

Curtis Hill is the author of this site and is Certified Financial Planner that has been providing financial advice for the past 25 years. Mr. Hill was previously a Senior Vice President at one of the largest Wall Street firms allowing him to provide perspective from an insiders view

For your comments and questions, he can be reached at

Curtis Hill provides insurance services through Serenity Wealth Management. Investment advisory services are offered through a separate entity, Portfolio Medics, LLC, a registered investment advisor.  Serenity Wealth Management and Portfolio Medics, LLC are not affiliated. Nothing in this website should be construed as investment, tax, accounting or legal advice. California Insurance License 0B50660

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