Rich :He is just a filthy rich man. Her paper is rich in new ideas. (,wealthy is OK here too, but rich is more typical)Wealthy :It is a wealthy nation. (, richis OK here too, but wealthy emphasizes more in financial)Her country is wealthy in natural resources. (You also can use it on materials but youshould feel the tastes of moneys).Well-off – :He lives in 5th Ave. and looks very well-off.You be well-off in rural China without a lot of money.

You can be well-off in rural China without a lot of money.

Id say most of us are well-off (or well-to-do) , although we may not be rich. (to spend without checking/justifying the price tags).

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😱?