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Besides money, a wealthy woman has some qualities that serve as guideposts to make sure shes always walking toward wealth rather than away from it. This months readers each had one or more of these traits out of alignment.

Here are the eight qualities and how they can translate into financial success:

Harmony and balance.Harmony is the agreement between what you think, say, and do. Balance is the state of stability in which youre able to make sound judgments that will enhance your financial security. When you use a loan for in vitro fertilization that will leave you so deeply in debt that it would be difficult to care for your new child, you forsake harmony. Aligning your thoughts, words, and actions will put you on a path to balanceand emotional and financial well-being.

Wisdom and courage.The ability to make (not just think about) sensible decisions that respect your needs takes wisdom, the voice of experience thats inside each woman. Courage, the catalyst that creates harmony by uniting our thoughts with our actions, is what lets us assert our opinions confidently. To tell your mother that you love her but cant ruin your financial life to save hers requires wisdom and courage.

Generosity and happiness.True generosity must benefit both parties. No woman can control her destiny if she doesnt givetoherself as much as she givesofherself. Thats why I so often caution you not to co-sign loans or deplete your emergency cash savings to bail out someone. While those acts seem helpful, they leave you financially at risk. Happiness manifests itself through generositywhen, for example, a woman makes donations that help others yet dont deplete her.

Cleanliness and beauty.Removing clutter and chaos from our lives brings clarity, which makes it easier to achieve what we want. From emptying closets of unused stuff to streamlining your wallet, cleanliness is a sign that youre in control. And by bringing the first seven qualities into your life, you feel beautiful.

When you commit to finding harmony and balance, you have the courage to make wise decisions that are as generous to you as they are to others. This leads to deep, unwavering happiness and brings beauty into your life. I wish this for the women who wrote to me this month, and I wish it for you.

Women & Money: Owning the Power to Control Your DestinyGet more stories like this delivered to your inboxGet updates on your favorite shows, the latest from Oprahs world and more!Get more inspiration like this delivered to your inboxPlease accept the mterms and conditionsandprivacy policyPlease note: This is general information and is not intended to be legal advice. You should consult with your own financial advisor before making any major financial decisions, including investments or changes to your portfolio, and a qualified legal professional before executing any legal documents or taking any legal action. Harpo Productions, Inc., OWN: Oprah Winfrey Network, Discovery Communications LLC and their affiliated companies and entities are not responsible for any losses, damages or claims that may result from your financial or legal decisions.

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